Insuring dogs and cats in cooperation with Mobiliar

Pet insurance protects you from unpleasant surprises:
If your dog or cat is ill or has an accident, you may incur high costs for the vet,
medication or hospital.
Pet insurance covers the financial consequences up to the selected sum insured.

Advantages of pet insurance at a glance:

Cost coverage for outpatient and inpatient treatment

No age limit in the insurance period

Valid worldwide

Pet insurance in detail:

The costs for vets, medication and clinics can put an unplanned strain on the household budget.
Mobiliar's accident and health insurance for your dog or cat protects you from unpleasant surprises: with advantageous premiums and solid benefits, the costs remain predictable.

You can insure the following risks with us:

Accident

Physical impairment caused by a sudden, external impact, the cause of which is accidental. Poisoning is also covered.

Example: Your cat runs in front of a car or your dog falls during a hike, breaks a leg and needs an operation.

The insurance does not cover Accidents as a result of illness; consequential costs of accidents that occurred before the insurance came into force.

Illness

Any change in the state of health determined by a veterinarian that requires medical treatment.

Example: If an inflammation of the ureters makes medical intervention necessary.

The insurance does not cover Diseases, ailments, deformities and infirmities existing at the time the insurance is taken out; infectious diseases if the animal has neither been vaccinated nor periodically revaccinated; hereditary diseases and behavioural disorders, psychotherapeutic treatments; dental care services and tartar treatments, costs in connection with pregnancy and birth, castration or sterilization, unless they have been previously approved as illness-related; all feed and feed supplements.

What costs does our pet insurance cover and what options are available?

Outpatient or inpatient treatment costs for injured or ill dogs and cats by a qualified veterinarian. This includes surgical procedures, radiological and radiotherapeutic treatments, laboratory and X-ray diagnostics, medicines, the costs of accommodation in the veterinary clinic or veterinary practice and emergency transportation costs up to CHF 100 per event.

The following additional costs are also insured:
The costs of necessary euthanasia and cadaver destruction.

Basic cover: 80% of treatment costs and other costs, up to a maximum of the agreed sum insured.
Basic and supplementary cover: 100% of treatment costs and other costs, up to a maximum of the agreed sum insured. In addition, treatment costs for alternative and complementary medicine are insured up to CHF 400 per event, up to a maximum of 3 events per year. This includes treatment for homeopathy, acupuncture, physiotherapy, osteopathy and chiropractic.

In the event of illness, a waiting period of 30 days applies from the start of the insurance.

The insurance does not cover Surgical interventions that do not result in a significant and lasting improvement in the animal's state of health, as well as costs for cremation and burial.

Further information

The animals can also be insured only against accident or only against illness - at a correspondingly lower rate.
Once admitted, animals can remain insured until the end of their lives.
Dogs from the age of three months up to the age of four.
Cats from the age of three months up to the age of six years.
The deductible of 200 or 500 francs and
the sum insured of 2,000, 3,000, 4,000 or 5,000 francs are freely selectable. The sum insured is the maximum amount that Mobiliar will pay out in the event of a claim. It is calculated per accident or illness.
The premium does not become more expensive as the age of the animal increases.
The insurance is valid at home and worldwide for 24 months for temporary stays and trips.
The household and building insurance service package is included.